About Us

At InterBay Asset Finance, we began with a simple vision: to be a lender that unlocks businesses’ potential.

Everything we do is geared towards making our products and services work for every broker and customer.

We understand how important your business is to you. So, we treat every case with the respect it deserves and take as much of the hassle away as possible to make it an enjoyable experience.

About Us

How are we different?

- We strive to provide outstanding customer service every time you interact with us

- We have a can-do attitude

- We value the strong, enduring relationships we build

- We’re flexible with deal structures and credit approvals

- We’ll only add conditions to our credit approvals where necessary

- We treat customers fairly, which is at the heart of everything we do

How are we different?

Built on strong foundations

We’re the asset finance division of OSB Group, a FTSE 250 specialist lender, primarily targeting mortgage market sub-sectors including buy to let, complex commercial and semi-commercial, development finance, residential lending (including Help to Buy and shared ownership), bridging and asset finance.

OSB Group is backed up by a secure and solid retail savings model, comprising Kent Reliance and Charter Savings Bank.

OSB Group logo
Charter Savings logo
Heritable Development Finance logo
InterBay Asset Finance logo
InterBay Commercial logo
Kent Reliance logo
Kent Reliance for Intermediaries logo
OSB India logo
Precise Mortgages logo

Over 150 years of asset finance experience and a combined OSB Group loan book of over £19bn

We passionately believe the key to success is we're easy to do business with. We leverage our team’s experience to help businesses focus on what’s important to them.

Meet the experts

Paul Fazakerley

Paul Fazakerley

Managing Director

Jo Rees

Jo Rees

Senior Regional Sales Manager

Sally Chesterton

Sally Chesterton

Senior Regional Sales Manager

Scott Early

Scott Early

Internal Sales Manager

Sophie Aitken

Sophie Aitken

Internal Sales Manager

Andy Middleton

Andy Middleton

Head of Underwriting

Jennifer Calver

Jennifer Calver

Head of Operations

Accreditations

British Business Bank

British Business Bank

Finance & Leasing Association

Finance & Leasing Association

National Association of Commercial Finance Brokers (NACFB)

National Association of Commercial Finance Brokers (NACFB)